Robert E. Brown, P.C. is a leading consumer rights law firm. We specialize in the areas of loan modifications, defending mortgage foreclosure actions, suits to enforce second mortgage notes and credit card lawsuits.

As a result of the rampant predatory lending practices by some financial institutions, Robert E. Brown, P.C. has successfully defended numerous foreclosure proceedings.  The result often varies based on the homeowner’s goals.  Many times, we have won outright dismissals of foreclosure actions.  In addition, our extensive knowledge and expertise in this area has allowed us to successfully negotiate loan modifications, forbearance agreements, deeds-in-lieu of foreclosure, voluntary foreclosures, short sales and cash for keys.

Homeowners who are delinquent in mortgage loan payments to their banks and have been served with a foreclosure summons and complaint have a very short time to respond — often as little as twenty (20) days.  If a homeowner ignores the foreclosure lawsuit, the bank will ultimately be able to sell the house. However, even if a homeowner is beyond the time limit to answer, we can still help.

Even if you are in default in a foreclosure action brought against you, it is possible to vacate the default if you act promptly, have a reasonable excuse for not answering and a meritorious defense.

We have frequently stopped foreclosure sales at the last possible minute by bringing an emergency request.  On several occasions, we have even voided foreclosure sales after the sale occurred.

Generally speaking, our clients can expect to remain in their homes for years after they are served with a foreclosure action if they defend properly.

The actual time will vary from case to case.

Robert Brown Featured on CBS News 06/29/2011

Squatter Nation: 5 years with no mortgage payment

http://money.cnn.com/2011/06/09/real_estate/foreclosure_squatter/index.htm

 

The firm is very experienced in making motions to vacate defaults and default judgments, and if you are in this position you should contact us right away.