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The Law Offices of Robert E. Brown, P.C.

Foreclosure Overview | The Law Offices Of Robert E. Brown, P.C.

Foreclosure, it’s a dirty word that most of us don’t want to hear. However, the hard truth is that many Americans will have to face it this year, and many Americans will have to face it next year, and so on and so on. According to the past year’s data released by ATTOM Data Solutions, one of the premier providers of real estate and property data, there were 58,550 US properties with foreclosure filings in March of 2019. While this figure is up 7 percent from the previous month, it is in fact down a whopping 21 percent from the previous year.

Foreclosures may be decreasing in the big picture, but they are not going away, and if you happen to be one of those who is facing foreclosure you are going to take it personally, because it is. You’re not just a number or statistic, you’re a real person with hopes and dreams, so if you’re currently facing a foreclosure, or expect you will be in the near future, you’ll want a real person foreclosure attorney in Queens, NY to help you.

Foreclosure can happen to anyone because tough times can happen to anyone. When all is well, you have no worries about foreclosure. It is, however, the unexpected events that leave us in a state of anxiety, worried about what happens next. Imagine these scenarios that Americans regularly face every year.

You’ve got a great career, doing a job that you love, with people you enjoy working with. Your work situation couldn’t get much better. You’ve been doing well and getting regular raises at work for years, so you decide to refinance. A refinanced mortgage will get you those lower rates you’ve been hoping for, and allow you to do more with your money. Maybe you’ll take that European vacation you and your spouse have always talked about. Maybe you’ll use the extra cash to save for your retirement. Or maybe you decide to donate more to charities you support. There are a lot of great things you can do with your funds. So many options, and all good. And then, you’re driving to work one day and out of nowhere—SLAM, a truck barrels into your car having just sped through a light. In an instant, you’re injured and within minutes you’ll be heading to the emergency room. That career you loved might love you back, but many companies, even those with generous employee benefits may not be able to sustain you in the event of an extended hospital stay type of injury. And this is how foreclosure happens to good people all the time—unexpected situations.

Many Americans face foreclosure also because of declining health, or an unexpected medical diagnosis. Right now, the world is doing its best to combat a global pandemic. While most people who contract the COVID-19 virus will be fine, some will need hospitalization in order to recover. Hospitalization for an extended time can put a strain on your finances in many ways, so even if you’ve got insurance you may find that your income decreases to the point that you are struggling to pay your mortgage. Financial difficulties can happen gradually over time, or they can come at you fast and furiously. But either way, financial difficulties can put your home at risk, and your family’s future in question. Queens, NY foreclosure attorney, Robert Brown is an attorney you can count on when times are good, and bad. With nearly two decades of experience, Robert Brown has represented thousands of clients, and his track record is solid. In fact, Attorney Brown has such a deep understanding of all foreclosure issues that he has been featured on the CBS Evening News in regard to foreclosure defense.

Foreclosure Protection In NY | The Law Offices Of Robert E. Brown, P.C.

NY state government does have a Homeowner Protection Program (HOPP). Historically, the HOPP has assisted homeowners across the state in their efforts to avoid foreclosure by connecting them to foreclosure relief services and important information. But funding for HOPP is set to run out on March 31, 2020, which would further increase the multitude of reasons for having a skilled, experienced Queens, NY foreclosure attorney on board throughout your entire process. Whether you’re seeking to get out of your mortgage as easily as possible and allow foreclosure, or if you intend to fight the foreclosure process altogether, you’ll benefit from having a foreclosure attorney in Queens, NY.

An experienced foreclosure attorney in Queens, NY can answer any questions you may have and help guide you through the entire process, if you are going into foreclosure and have decided that’s your best option, or if you intend to fight a foreclosure that is heading your way. Even if you are utilizing the counseling services of HOPP it is still a great idea to have a dedicated Queens, NY foreclosure attorney working for you directly. When you have a seasoned personal foreclosure attorney on your team you can rest easy knowing that every option will be fully explained and that your attorney’s guidance and years of experience will be put to good use—helping you make sense of the next critical steps that will decide your family’s future. You can always count on Robert Brown as his skill and track record of success will be there for you regardless of state budgets or politicians’ decisions. When you need the best advice and counsel, contact the Offices of Robert E. Brown, P.C.

Robert Brown

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